CitiFinancial: Who Can Qualify


	14-Day Personal Loan Guarantee
	With a CitiFinancial Personal Loan, you can't lose. If for any reason you change your mind after you take out your loan, you can return the amount you borrowed within fourteen days with no fee, no charges, and no hassles - guaranteed!

	Who Can Qualify for a CitiFinancial^® Home Equity Loan? CitiFinancial makes home equity loans with a loan-to-value ratio of up to 85%, which means more money from your home than most banks can give you. Our loans are granted on a home you live in (not on rental property) and closing costs and fees are usually included in the loan. Calculating the value of your home and the amount of equity you have in it is the first step. Use the financial tools and calculators to help you determine what your home is worth. We have several types of home equity loans available, including those designed for people who have little or no equity in their homes. Please contact us for details at 800-995-2274 or visit your neighborhood CitiFinancial branch office. We offer several types of Real Estate Secured Loans, including those designed for people who have little or no equity in their homes. Please contact us for details. Who Can Qualify for a CitiFinancial Personal Loan? CitiFinancial grants personal loans to people over age 18 who have established credit and can secure the loan with personal property. Some established credit, like a gasoline or store credit card, is necessary, and employment or other steady income is required. We also make unsecured loans to homeowners. People just beginning to establish credit may be asked to have another responsible adult co-sign for the loan. At this time, CitiFinancial's Personal Loans are not available for business purposes. Our specialty is extending credit for personal, family and household purposes.



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