Personal loans from CitiFinancial





 


Customer Testimonial

"Shopping for a new mortgage isn't just about rates. CitiFinancial was able to cut the refinancing fees in half and saved me more than $223 a month. I paid off some debts and even got $2,000 for a vacation!"
- Liang C., Bakersfield, California

Pay Off Your Bills and Save Money Every Month

Wouldn't it be great to consolidate your bills and enjoy one lower monthly payment? You can, when you refinance your mortgage with CitiFinancial®, your friendly, convenient neighborhood lender. Let one of our representatives draw up a plan and show you how easy it is to turn your real estate into borrowing power. Pay off higher-rate loans and credit cards, buy what you want or need most or make home improvements. You can save with terms and payments to fit your budget. Save even more because the interest paid on your mortgage loan is usually tax deductible*.

Payments That Fit Your Needs

We'll help you find the best solution to balance your budget with terms and payments to fit your personal needs. Maybe you prefer a fixed-rate mortgage that will never change. Or perhaps you'd like to save even more with the lower initial rate and payment of an AdvantagePlus loan. No matter what your need is, we have a solution.

Just answer a few simple questions on our application and we'll work up a plan for you. Ask how to save even more with CitiFinancial's Rate Reduction Plan**.  Apply Online Today!
Refinance and Save

CitiFinancial makes home equity loans with a loan-to-value ratio of up to 95%, which means more money from your home than most banks can give you. Our loans are granted on a home you live in (not on rental property) and closing costs and fees are usually included in the loan. Calculating the value of your home and the amount of equity you have in it is the first step. Use the financial tools and calculators to help you determine what your home is worth. We have several types of home equity loans available, including those designed for people who have little or no equity in their homes. Please contact us for details at 800-995-2274 or visit your neighborhood CitiFinancial office.

Before you refinance your existing balance to obtain additional money, you should carefully consider the advisability of increasing your debt, your monthly obligations and the term of repayment. The overall cost of refinancing an existing loan balance may be greater than the cost of separate financing, if it is available. Refinancing may increase the aggregate number of monthly payments needed to repay the debt and the aggregate amount you pay over the term of the loan.

*  Consult your tax advisor for details.
** CitiFinancial's Rate Reduction Plan is available for fully secured, fixed-rate, closed-end, first and second mortgages only.

It's Easy to Apply

Our terms and payments are convenient and affordable. Apply Online Today, call our toll-free number at 800-995-2274, or stop by your neighborhood CitiFinancial office and we can get you the money you need within a matter of days.


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