Personal loans from CitiFinancial

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What You Can Expect
First
Next
Finally
First - Gather Your Information

You値l need the following information to complete the CitiFinancial® personal loan online application:

  • Your e-mail address (optional).
  • Your social security number, financial and employment information: gross salary (that is your salary before taxes and other deductions are taken out), additional income and expense amounts and the monthly amount of your rent or mortgage.
  • If you have lived in your current residence for less than 3 years, you値l need previous address information for the past 3 years.
  • If you have worked in your current position for less than 3 years, you値l need previous employment history for the last 3 years.
  • Co-borrower (optional) if you choose to add a co-borrower, you will need the co-borrower痴 name, social security number, address, phone number(s) and employment history.
Your privacy is important to CitiFinancial. This is why, as a member of Citigroup we are committed to the Citigroup Privacy Promise for Consumers.



Next - Apply Online

Before you start your loan application process, we ask you for a small amount of general information to ensure we provide you with the correct loan application form. Then you're ready to complete your application online.


There are 4 EASY STEPS to completing the online application!

Step 1: Customize your loan application
By answering a few general questions, we値l be able to customize your online loan application to meet your specific loan needs.

Step 2: Tell us about yourself
Here we ask you for personal information about you, such as your social security number, date of birth, phone number and home address. The answers to these questions will help us process your loan application. Click here to learn more about how we protect your personal information.

Step 3: Tell us about your work and finances
Here we ask you questions about your present employer, date hired or retired, date unemployed, date disabled, work phone number, gross salary and other income. In addition, we ask questions about your mortgage or rent, and additional expenses. The answers to these questions will help us continue to process your loan application.

You値l also have the option to add your co-borrower information here if you selected the co-borrower option. You will need the co-borrower痴 name, social security number, address, phone number(s) and employment history.

Step 4: Review, validate and submit your application
The final step allows you to review all the information you entered to ensure the information provided is correct. If you find an error, you can correct it. Once you have reviewed your information and are sure itis correct, you may submit your loan application for processing. Once the loan application is submitted, your online loan application is complete.



Finally - We Contact You

You'll receive an e-mail confirmation within five minutes, confirming that we received your application for processing. At the same time, your application will be transferred to your local CitiFinancial branch representative to review your individual situation and recommend the best loan product for your needs.

A CitiFinancial representative will call you (usually within two business days) to verify the information you provided and to ask any additional questions needed to complete the loan application process. At this time the CitiFinancial representative will inform you of your loan status.

Or if you can contact your local CitiFinancial branch office directly by using the contact information provided in the confirmation e-mail.


   


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