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Loan Terms
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Additional Expenses

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Additional expenses include expenses such as child support, childcare or alimony.

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Co-borrower

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A co-borrower may be needed under the following circumstances:
- If another person will be jointly obligated with the borrower on the loan.
- If the borrower is relying on the income or assets of another person as a basis for the repayment of the loan.
- If the borrower is married and resides in, or the property is located in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA)
- A co-borrower may not be required in a community property state if the property is the borrower's sole and separate property.
If you have any questions about whether or not a co-borrower is required on a loan, call your local CitiFinancial® Representative at 800-995-2274.



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Date hired or retired is the date you were hired for your current position or the date you retired from your most recent position. If you have worked in your current position for less than 3 years, you’ll need previous employment history for the last 3 years.



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Date Unemployed

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Date unemployed is the date you became unemployed from your most recent position. If you have worked in your previous position for less than 3 years, you’ll need previous employment history for the last 3 years.



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Date Disabled

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Please enter the date you became disabled or your date of birth if your condition is congenital (present at birth).



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Gross salary is the monthly or annual amount of your paycheck before taxes and other deductions are subtracted.



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Other Income

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Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying your loan.



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Promotion Code

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A Promotion Code is an optional field; it’s a code that may have been sent to you by e-mail or postal mail from CitiFinancial, indicating a special offer.



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