• You are a resident of the United States, but do not reside in Alaska, Arkansas or Washington, D.C.
• You are at least 18 years old except for Alabama and Nebraska residents must be at least 19 years old.
• You have NOT filed for bankruptcy.
• You have some established credit history.
• You have the ability to make monthly payments in order to pay off your loan.
• You need the loan for personal, family or household purposes.*

To qualify for a CitiFinancial Home Equity Loan, First Mortgage Loan or a Refinance Loan, you must also be the owner of the property securing the loan, and the property must be your primary home.

Interest rates are based on various factors, which include your income, credit score and payment history.

*CitiFinancial loans are not available for business purposes