CitiFinancial Personal Loan Application Terms and Conditions

By submitting this Loan application, I/we acknowledge that I/we have read the legal information and the Privacy Notice. I/we authorize CitiFinancial to receive and exchange information and investigate the references and data collected pertinent to my/our creditworthiness. I/We represent that the information I/we have given CitiFinancial regarding my/our financial condition is complete and correct and that I/we have no present intention to file for bankruptcy. I/We will notify CitiFinancial of any material adverse change in my/our financial condition.

I/We expressly grant CitiFinancial the authority to call and/or e-mail me/us with questions related to this application and share information about other products & services available.

If you are applying for a joint account, you and the co-applicant acknowledge it is your intent to apply for a joint account at your loan closing.

A consumer report is obtained and reviewed in the evaluation of an application. Upon request, you and the co-applicant, if applicable, will be informed whether a consumer report was requested and of the name and address of the credit reporting agency furnishing any such report. Subsequent consumer reports may be requested and used in connection with an update, renewal or extension of credit.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. We appreciate your cooperation.

CitiFinancial is a leading provider of personal and home equity loans with more than 1,800 branches in North America. This year CitiFinancial is lending more than $4 billion to individuals and families. CitiFinancial is a member of Citigroup, a $1 trillion family of financial services companies. CitiFinancial Company (DE)-NMLS* No. 29571: NY- Licensed Mortgage Banker - New York State Banking Department CitiFinancial Consumer Services, Inc-NMLS No. 2807; RI - Licensed as a Lender and Small Loan Lender by Department of Business Regulation. CitiFinancial Corporation, LLC-NMLS No. 187132:AL CitiFinancial Corporation-NMLS No. 197163: CO CitiFinancial, Inc.-NMLS No. 2807: AZ, CT, DE, ID, KS, LA, ME, MD, MI, MT, NE, NV, NM, ND, OR, SC, SD, UT, VT, VA, WA, WI, WY. AZ: Mortgage Banker License No. BK 0015448. NV: Licensed Mortgage Banker, No. 598; principal office, 3220 E. Flamingo Road, Suite C, Las Vegas, NV 89121, Telephone: 888/521-4878.

CitiFinancial, Inc.-NMLS No. 197165-HI CitiFinancial, Inc.-NMLS No. 2838-IA CitiFinancial, Inc.-NMLS No. 190792-OH CitiFinancial, Inc.-NMLS No. 197184: TX CitiFinancial, Inc.-NMLS No. 190837: WV CitiFinancial-NMLS No. 2807: NH - Licensed by the New Hampshire Banking Department. CitiFinancial, Inc. NC: NC CitiFinancial Equity Services, Inc.-NMLS No. 190794: FL CitiFinancial Real Estate Services, Inc.-NMLS No. 2838: MS CitiFinancial Services, Inc.: CA[NMLS No. 197161], CT, FL, GA[NMLS No. 138627], IL[NMLS No. 45003], IN[NMLS No. 87206], KY[NMLS No. 172699], MA[NMLS No. 1811], MN[NMLS No. 197181], MO[NMLS No. 197169], NV, NJ[NMLS No. 107632], NC[NMLS No. 45003], OK[NMLS No. 190794], PA[NMLS No. 107632], TN[NMLS No. 45003], VA. CA: Loans made or arranged pursuant to Department of Corporations California Finance Lenders License.

GA: Georgia Residential Mortgage Registrant No. 6335, principal office, 300 St. Paul Place, Baltimore, MD 21202. NJ: Licensed Mortgage Banker ? New Jersey Department of Banking and Insurance; principal office, T.J. Maxx Plaza, 1350 Hooper Avenue, Suite 4-A, Toms River, NJ 08753, Telephone: 888/521-4878. MA: Mortgage Lender License Nos. ML1535, ML1536, ML1537, ML1539, ML1540, ML1541, ML1543, ML1544, ML1545, ML1546, ML1547, ML1548, ML1549, ML1550, ML1551, ML1552, ML1553, ML1650, ML1824, ML1900, ML3123; PA-Licensed by the Pennsylvania Banking Department. *NMLS refers to Nationwide Mortgage Licensing System